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4-H Youth Money Management

4-H offers many opportunities for young people to learn about personal finance, including fund-raising for their club or a community service project, participating in clubs dedicated to investment, and selling their own market animal at the fair.

4-H Money Smarts Contests

Join Michigan 4-H as we hold fun contests and workshops leading up to National Financial Literacy Month and Michigan Money Smart Week. Expand your knowledge and compete with other youth across Michigan to earn prizes in money management challenges.
Youth Investment Education Resources

Published on February 14, 2019
Build a foundation of investment knowledge in your youth with the help of these resources.
Heads In, Hearts In: Money Match

Published on October 18, 2018
In this activity you play a matching game to become more familiar with how much each coin is worth, practice counting coins and use addition to reach the amount of money on the card.
How to grow youth financially

Published on February 25, 2020
Gain new ideas for teaching youth about money and what they need to know to be successful.
Understanding the Public Service Loan Forgiveness Program

Published on March 25, 2020
What repayment plans qualify for Public Service Loan Forgiveness?
Are youth ready for a financial emergency?

Published on October 22, 2019
Help youth start saving now in preparing for an emergency they may encounter.
Financial literacy adds fun to 4-H

Published on February 5, 2019
When working with youth of all ages, whether it be a 4-H club or other youth organizations, providing a variety of financial education activities or experiences can add a new perspective.
SMART goal tips for success

Published on February 17, 2020
Success with a SMART goal involves creating an action plan including milestones and strategies to overcome hurdles.
Words matter on 4-H fundraiser flyer

Published on June 13, 2019
Clarifying where and how money will go is important when marketing a 4-H fundraiser.
Using escape boxes in financial literacy or workforce readiness programs

Published on November 18, 2019
Escape boxes can provide a great review activity at the end of programming.
Creating money goals is a great activity for club meetings or educational booths

Published on February 18, 2019
A quick way to engage in money education is through creating money goals.
Financial management: Protect your reputation as a 4-H volunteer

Published on August 9, 2019
Michigan 4-H financial management procedures are designed to protect the reputation of 4-H volunteers against allegations of misuse of funds.
Jumpstart’s Reality Check gives youth insight into what it costs to support an adult lifestyle

Published on September 17, 2019
What income will you need to support your perfect lifestyle?
Smart students add good credit scores to their school agenda

Published on October 8, 2019
While still in high school or college, students should not forget the importance of building a positive credit report.
What is an income-share agreement?

Published on March 8, 2019
Income-share agreements are a new method that could help pay for college.
Talk financial terms with your teens – Part 3

Published on May 13, 2019
Play the right card when dealing with debit and credit cards.
More to explore: 4-H Exploration Days celebrates 50 years of changing lives

Published on July 19, 2019
One of the largest multi-day 4-H youth events in the country, the 2019 event marked a historic milestone as 4-H Exploration Days celebrated its 50th year. Over the years, the program has been attended by a collective 150,000 participants.