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MSU Extension 4-H Youth Money Management

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  • 2025 Michigan 4-H Cash Composition Contest demonstrates youth are on a solid path for their financial future

    Published on April 14, 2025
    Tackling the challenging topic of credit, youth shared important tips in their essays for utilizing credit wisely.

  • Understanding money: strategies for financial literacy for English language learners

    Published on February 13, 2025
    Managing money wisely is a crucial skill, but it can be challenging for those who are new to financial systems—especially young people and those still learning English.

  • Cut back on college expenses

    Published on December 11, 2024
    College students can consider ways to cut back on their expenses to help make funds last longer.

  • Michigan 4-H offers Financial Fitness and Fun program for youth

    Published on December 9, 2024
    Michigan 4-H is offering Financial Fitness and Fun sessions for youth through live online and self-guided formats.

  • The five Ps of the lemonade stand: pricing and how to determine cost

    Published on December 5, 2024
    When youth run a lemonade stand, they are learning and practicing the important concepts of the 5 Ps of marketing. This article focuses on the first step of pricing, determining cost.

  • Don’t fall for scams and frauds

    Published on December 2, 2024
    Knowing these six warning signs can help you avoid scams and frauds.

  • 2024 Michigan 4-H Cash Composition Contest leads to financial insight from youth

    Published on September 9, 2024
    Youth share important tips for budgeting to impact their future financial success.

  • The five Ps of the lemonade stand: product

    Published on August 29, 2024
    When youth run a lemonade stand, they are not only earning cash but also learning and practicing the important concepts of the marketing mix: product, price, promotion, place and people. This article focuses on product.

  • The real cost of owning a car: What you need to know

    Published on July 31, 2024
    Tools and tips to consider before making a car purchase.

  • How to choose the right college for you

    Published on July 31, 2024
    There are four key college considerations: curriculum, campus, cost and career.

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4-H Youth Money Management

  • 4-H Clover Cents
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  • Money Smart Youth Ambassadors
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  • 4-H Careers & Entrepreneurship

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Issued in furtherance of MSU Extension work, acts of May 8 and June 30, 1914, in cooperation with the U.S. Department of Agriculture. Quentin Tyler, Director, MSU Extension, East Lansing, MI 48824. This information is for educational purposes only. Reference to commercial products or trade names does not imply endorsement by MSU Extension or bias against those not mentioned.

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MSU Extension 4-H Youth Money Management

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  • 4-H Clover Cents
  • Spartan Dollars and Cents
  • Money Smart Youth Ambassadors
  • 4-H Money Smarts Contests
  • 4-H Youth Entrepreneurship
  • 4-H Careers & Entrepreneurship
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