MSU Extension MI Money Health

Home Ownership Articles

• 

  Are you responsible for the debt of your deceased spouse?

  Published on January 18, 2021
  Dealing with the loss of a spouse is difficult. Depending on how finances were organized you might or might not be responsible for your spouse's debt.

• 

  Delinquent property tax help for Michigan homeowners

  Published on January 18, 2021
  Seven options to assist with paying property taxes.

• 

  Is the Schedule 1099-C a blessing or a curse?

  Published on December 11, 2020
  Receiving a 1099-C does impact your credit report and score and also has Federal income tax consequences.

• 

  Understanding the foreclosure timeline in Michigan

  Published on December 11, 2020
  Avoid unnecessary stress.

• 

  Credit report: Summary of your rights under the Fair Credit Reporting Act - Part 1

  Published on December 11, 2020
  Knowing your rights can help you avoid identity theft and save you money.

• 

  Give my kid a credit card? Are you crazy?

  Published on September 1, 2020
  Young people can learn to be responsible money managers by using credit cards.

• 

  Buying on a land contract instead of a mortgage

  Published on July 10, 2020
  A land contract may give you the option to purchase a home after foreclosure, bankruptcy, or low credit score.

• 

  Starting over after foreclosure

  Published on July 10, 2020
  Knowing where your credit stands after foreclosure.

• 

  Nine key financial strategies for recovery after a disaster

  Published on June 10, 2020
  Tools and resources to help homeowners and renters make financial decisions.

• 

  Married and separate

  Published on May 26, 2020
  Consider combining your finances.

• 

  Is a low credit score keeping you from buying a home

  Published on May 26, 2020
  Bankruptcy and foreclosure can be overcome when trying to purchase a home.

• 

  Debt forgiveness may be taxable

  Published on May 5, 2020
  Negotiating with a lender to cancel part or all or part of a debt is considered income by the IRS

• 

  Crafty ways to tackle home maintenance projects

  Published on May 4, 2020
  Financial management and indoor home maintenance.

• 

  Why save money?

  Published on May 4, 2020
  Life happens, from emergencies to unexpected set-backs to retirement. Savings are an important way to manage money and protect your family.

• Stress saving tip: See a foreclosure counselor

  Published on May 4, 2020
  Seek advice from a foreclosure counselor to reduce housing related anxiety.

• 

  Save on home insurance

  Published on May 4, 2020
  Take time to shop for insurance.

• 

  Financial steps to take if you lost income due to covid-19

  Published on April 24, 2020
  Examine your expenses, savings and find help available to you.

• 

  Novel coronavirus pandemic spurs new online MSU Extension programming

  Published on March 11, 2020
  While Michigan grapples with social distancing, MSU Extension expands online to offer a wealth of digital resources, from educational activities for children to food budgeting resources.

• 

  How much did your vacation actually cost

  Published on March 9, 2020
  Using a credit card to pay for vacation can easily add up to more than you planned.

• 

  How to avoid work from home scams

  Published on March 5, 2020
  Working from Home may not generate the income that you expect.