This program is available to all homeowners who need assistance with the foreclosure process. Become educated on how to make important decisions for your family and household.


Foreclosure Education and Counseling is available to assist homeowners with understanding the process of foreclosure, the information a homeowner must have available to assess their situation and how to work with a lender to obtain a possible loan modification. MSU Extension believes an educated consumer will be more confident in making the important decisions about foreclosure.  

For more information contact an MSU Extension financial and homeownership educator in your area.

Michigan Homeowner Assistance Funds (MIHAF):

  • Do you own and occupy your home as your primary residence?
  • Are you experiencing financial hardship due to covid-19?
  • Does your income fall below 150% of Area Median Income?  
    • Example: An Ionia County Family of 4: $99,600
    • An Ionia County Family of 2: $79,900

If this describes you, you may be eligible to receive up to $25,000 of assistance per household for:

  • Property Taxes
  • Delinquent mortgage/housing expenses, escrow shortages, and corporate advances
  • Delinquent land contract payments, mobile home consumer loan payments or contracted park lot payments
  • Condominium/homeowners' association fees
  • Homeowner's insurances, hazard, flood, or mortgage insurance
  • Utilities, gas, electric, water, sewer
  • Internet broadband services

To apply:

Visit:   to apply for Michigan Housing Assistance Fund (MIHAF).

Foreclosure Video Resources

Contact an educator in your area


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