Foreclosure Education and Counseling is available to assist homeowners with understanding the process of foreclosure, the information a homeowner must have available to assess their situation and how to work with a lender to obtain a possible loan modification. MSU Extension believes an educated consumer will be more confident in making the important decisions about foreclosure.
For more information contact an MSU Extension financial and homeownership educator in your area.
Michigan Homeowner Assistance Funds (MIHAF):
- Do you own and occupy your home as your primary residence?
- Are you experiencing financial hardship due to covid-19?
- Does your income fall below 150% of Area Median Income?
- Example: An Ionia County Family of 4: $99,600
- An Ionia County Family of 2: $79,900
If this describes you, you may be eligible to receive up to $25,000 of assistance per household for:
- Property Taxes
- Delinquent mortgage/housing expenses, escrow shortages, and corporate advances
- Delinquent land contract payments, mobile home consumer loan payments or contracted park lot payments
- Condominium/homeowners' association fees
- Homeowner's insurances, hazard, flood, or mortgage insurance
- Utilities, gas, electric, water, sewer
- Internet broadband services
To apply:
- If you meet the program criteria and would like to apply for assistance on your own, you can apply at www.michigan.gov/mshda/homeownership/mihaf-homeowner-assistance. You may also call the MIHAF call center at: (844) 756-4423.
- If you have questions, need assistance with an application, or would like to be referred to agencies in your community, call 2-1-1.
- If you have questions or need assistance with an application, download the MIHAF Intake Packet and submit to the MSU Extension financial and homeownership educator in your area.
Visit: mihaf.michigan.gov to apply for Michigan Housing Assistance Fund (MIHAF).
Foreclosure Video Resources
- Options to Keep the House
- Foreclosure Process in Michigan
- Options for a Smooth Transition
- Determine Your Financial Position
Contact an educator in your area
News
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Accumulate wealth, not debt!
Published on February 22, 2019
Get started on your savings plan today by participating in a national initiative during America Saves Week. -
HARP or the Home Affordable Refinance Program is continuing for 2017
Published on February 1, 2017
As the Making Home Affordable program ends, the HARP program has been extended until Sept. 30, 2017. -
Is 2016 your year to return to homeownership after foreclosure?
Published on January 28, 2016
Has enough time passed to improve your financial situation enough to become a homeowner again?
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