IRA qualified charitable distributions may offer tax advantages
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EmailEligible IRA owners can reduce taxable income by making a qualified charitable distribution directly to the Michigan 4-H Foundation. QCDs offer a simple way to support 4-H while meeting required minimum distribution obligations.
If you own an individual retirement account and will be at least age 70½ before Dec. 31, 2025, you can reduce your annual taxable income by making a qualified charitable distribution to the Michigan 4-H Foundation directly from your IRA. The IRA charitable rollover allows you to make a charitable contribution from your IRA without counting it as part of your income and it can count toward your required minimum distribution (RMD) for the tax year.
“I’d rather give my money to organizations I care about now than have my only child inherit the tax liability. And it’s such an easy process!” - KATHY FOERSTER, DONOR, RETIREE, AND 4-H ALUM
Your IRA administrator can give you the form you need to arrange such a contribution. The distribution must be completed by midnight on December 31, 2025, to be included in the 2025 tax year.
Learn more by visiting “Charitable IRA Rollover Distributions” (https://mi4hfdtn.org/charitable-ira-rollover-distributions/) on the Michigan 4-H Foundation website or contact your IRA administrator or wealth manager.
Information for the QCD Form:
CHARITY: Michigan 4-H Foundation (38-1539997)
MAILING ADDRESS: 446 West Circle Dr., Room 160, East Lansing, MI 48824
Please notify Abbey Miller of your gift intent by phone (517) 353-4433 or email abmiller@msu.edu.
