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Loan Readiness Toolbox for Food and Farm Businesses

Published on February 12, 2026
The Toolbox includes resources for consumer-packaged goods manufacturers, caterers, restaurants, kitchen incubators, food trucks, and farmers who are ready to monitor and track their financial records and access financing in the next 18 – 24 months.
An Annotated Bibliography on Structural Racism Present in the U.S. Food System, Eleventh Edition

Published on January 31, 2025
This resource serves as an annotated bibliography of resources and publications on structural racism in the U.S. food system. The eleventh edition contains over 700 annotated references.
Accounting for Food Businesses Webinars

Published on January 13, 2025
This five video series can be a great resource for operators working in incubator and shared use kitchens who seek to organize and understand their business' financial records.
Funding Sources for Food-Related Businesses, Digital Directory Edition

Published on December 9, 2024
Explore an overview of various financing sources available to food-related businesses in Michigan and across the United States through this new digital directory format.
Time Management Workbook for Food and Farm Entrepreneurs

Published on February 29, 2024
A workbook with guides, multimedia presentation links, and templated resources to assist food and farm entrepreneurs with task management and prioritization.
Bulletin E-3428 Farm Loans and Credit Underwriting: The Five C's of Credit

Published on November 28, 2023
This publication reviews what a lender looks for in a loan application and how they look for assurances that approving a credit request is a good decision.
Farm Finance Scorecard (Fillable Form)

Published on September 12, 2023
The Farm Finance Scorecard gives the definition of the Farm Financial Standards Council ratios as well as how to calculate each ratio.
Producing a Value-Added Product on the Farm Series

Published on March 13, 2023
Producing a value-added product on your farm can be a great way to generate additional revenue. The information on this sheet may help you decide if adding a product is right for your farm business and take you through the major steps involved.
MSU Statement of Cash Flows Template

Published on March 6, 2023
The statement of cash flows is a financial statement that summarizes the movement of cash coming in and going out of a farm business.
MSU Income Statement Template

Published on March 3, 2023
The MSU Income Statement Template assists farms in creating an income statement for their farm operation. An income statement measures farm profitability by summarizing revenue and expenses for an accounting or production period.
Bulletin E-3425 Loans & Security: An Introduction to Farm Collateral

Published on June 23, 2022
A bulletin from the DEMaND series on understanding collateral and loan security requirements for your farm
Bulletin E-3423 Farm Management Experience Resource Guide

Published on February 18, 2022
This publication is intended to assist beginning farmers in better understanding and demonstrating management experience.
BOLETÍN E-3407SP: Cómo motivar a su prestamista para que diga "sí"

Published on November 9, 2021
Un boletín de la serie DEMaND para agricultores principiantes de MSU Extension con sugerencias para ayudar a los agricultores principiantes a comprender el proceso de préstamos para obtener financiamiento agrícola.
Voices of Sustainable Agriculture: Speaker Series

Published on September 23, 2021
Voices of Sustainable Agriculture explores a range of topics and perspectives on sustainable agriculture. Hear from farmers, educators, and researchers in these recorded virtual sessions.
Webinar Series: Loan Preparation for New and Beginning Farmers

Published on March 7, 2021
Loans are an important tool for growing any business and if approached with the right groundwork, can be a beneficial part of your farm business development.
Farm Balance Sheet Template

Published on December 9, 2020
This document is an Excel based balance sheet for farm businesses.
Growing Michigan's Good Food Future: An Evaluation of the Michigan Good Food Fund 2015-2019

Published on September 2, 2020
Since 2015, Michigan Good Food Fund has invested more than $13 million supporting over 280 businesses across Michigan. Read the results of their evaluation report to learn more about the Fund's impact in our state.
Webinar Series: Food and Farm Business Sales Channel Deep Dives

Published on April 10, 2020
Learn about selling through CSAs, farmers markets, and retail grocery. These webinars provide food and farm businesses with insight into industry adjustments to novel coronavirus and considerations for selling through that venue.
Webinars: Sustaining Your Food Business During the Novel Coronavirus Outbreak

Published on March 30, 2020
These webinars from the Michigan Good Food Fund overview strategies and tips for sustaining your food business and assessing your cash flow in this rapidly changing environment.
Bulletin E-3407: How to Motivate Your Lender to Say, “Yes”

Published on July 31, 2019
A bulletin by MSU Extension's Beginning Farmer DEMaND Series with suggestions to help beginning farmer understand the lending process in order to obtain farm financing.